COURTS & KEYS
BY IVORY CLARK · IC VISIONS, LLC
10%-12%
180d
2
Varies
$0
TARGET YIELD
AVG. DEAL TIMELINE
PARISH MARKETS
LIEN POSITION · DEAL-SPECIFIC
MGMT. OVERHEAD TO YOU
The Opportunity
01
"The bank uses your money to earn 8%. They hand you 0.4% and call it a savings account."
Your 401(k), savings account, or idle capital is quietly being outpaced by inflation and institutional arbitrage. The average savings account yields under 0.5% annually. Even well-managed 401(k) portfolios swing violently with market sentiment, offering no guarantees and no physical backing.
IC Visions inverts that equation. We structure you as the private lender — the position banks normally occupy — earning 10–12% annually on capital secured by real New Orleans real estate. You don't manage tenants, fix roofs, or navigate court systems. You sign a promissory note and collect your return.
This is how institutional investors have always deployed capital. Courts & Keys opens that same architecture to qualified private partners.
Whether your capital is sitting in a low-yield account or riding the volatility of equities, there is a more deliberate path — one anchored in property, governed by contract, and designed to protect you first.
Investment Structure
02
01
PRIVATE NOTE LENDING
You act as the private lender. IC Visions is the borrower. Your capital funds the acquisition or renovation of a specific real estate asset in our pipeline.
02
PROMISSORY NOTE EXECUTION
A legally binding promissory note is signed by all parties, documenting the loan amount, agreed interest rate (10–12%), payment schedule, and maturity date.
03
REAL PROPERTY COLLATERAL
The subject real estate property serves as the collateral securing your capital. You hold a creditor interest in a tangible asset with assessable market value.
04
FLEXIBLE PAYOUT OPTIONS
Returns are structured to your preference — monthly interest payments, quarterly distributions, or a lump-sum payout at maturity. You choose what works for your financial plan.
05
IC VISIONS EXECUTES
Our team handles every aspect of the deal — acquisition, due diligence, renovation coordination, leasing or resale, and property management. You are a passive capital partner.
06
FULL REPORTING ACCESS
You receive deal-level updates, property performance reporting, and direct access to our principal team throughout the investment term. No black boxes.
Investor Protection
03
We engineer your downside before we engineer the deal.
Every investment IC Visions structures begins with a single question: how is the investor protected if everything goes wrong? Only after that question is fully answered do we move forward.
Unlike equities, mutual funds, or bank instruments, your capital here is not subject to market volatility or institutional opacity. It is anchored to physical New Orleans real estate — an asset you can verify, inspect, and quantify independently.
The legal and collateral frameworks we deploy are the same mechanisms banks use to protect their own capital — we simply extend them to you.
PROMISSORY NOTE EXECUTION
A legally enforceable instrument obligating repayment of principal plus the agreed interest rate. Signed before a single dollar is deployed.
📄
REAL PROPERTY COLLATERAL
The subject property is pledged as collateral. Your investment is backed by a hard asset with a quantifiable market value and independent appraisal path.
🏛️
CREDITOR-POSITION RIGHTS
As a note holder, you occupy a creditor position in the deal with enforceable legal recourse options in the event of default or dispute.
⚖️
CONSERVATIVE UNDERWRITING
All acquisitions are underwritten with conservative ARV models, DSCR thresholds, and clear exit strategies before investor capital is committed.
🔍
DEAL-SPECIFIC STRUCTURING
Each investment is structured independently — your capital is tied to a specific, identified property, not a commingled fund with hidden exposure.
🔐
Target Markets
04
New Orleans
ORLEANS PARISH · LOUISIANA
Our home market and primary acquisition zone. Deep knowledge of micro-neighborhood dynamics, pricing cycles, and distressed inventory sourcing across the city's distinct historic districts.
Gretna / Metairie
JEFFERSON PARISH · LOUISIANA
West Bank and East Bank opportunities in Jefferson Parish, including residential rentals, value-add plays, and stabilized income assets serving the greater metro workforce.
Metro Expansion
GREATER NOLA REGION
Selective deal-by-deal expansion into adjacent parishes as the portfolio grows — always within our operational expertise and underwriting standards. Opportunity drives geography, not the reverse.
Investor Partners
05
ACTIVE INVESTOR PARTNER
Federal Vending - Fueled by the Fed, Growing with Courts & Keys.
Federal Vending is a New Orleans-based vending services company and one of IC Visions' active private investment partners. Co-owner Justin Henderson recognized the same opportunity that drives our investor thesis: that capital deployed into real, collateral-backed New Orleans real estate consistently outperforms passive, low-yield alternatives.
The partnership between Courts & Keys and Federal Vending reflects our approach to building relationships with local business owners and operators who understand the New Orleans market — and want to put their capital to work alongside people who do too.
Federal Vending's participation in our deals is a testament to the trust our investor partners place in the IC Visions structure — legally protected, asset-backed, and managed with full transparency from day one.
ACTIVE
PARTNER STATUS
NOLA
10–12%
HOME MARKET
TARGET YIELD
CONTACT
PHONE
WEBSITE
Justin Henderson · Co-owner
The Principal
06
A former professional athlete who trades championship instincts for investment discipline.
Ivory Clark founded IC Visions, LLC and Courts & Keys Real Estate after a professional basketball career that taught him the most valuable lesson in capital allocation: discipline, preparation, and execution under pressure separate winners from the field.
Those same principles govern every deal IC Visions underwrites. We are not a passive aggregator of capital. We are active operators with boots on the ground in New Orleans — sourcing distressed assets, negotiating directly with sellers, and structuring transactions that protect every party involved.
When you invest with Courts & Keys, you are partnering with a principal who is personally invested in the outcome of every deal, every time.
The Process
07
⦿
STEP 01
Initial Conversation
We schedule a confidential call to understand your capital goals, timeline, and risk tolerance — and present deals currently in our pipeline that align with your profile.
⦿
STEP 02
Deal Presentation
You receive a full deal package: property address, independent valuation, proposed terms, projected return, exit strategy, and collateral documentation.
⦿
STEP 03
Terms Agreement
You review and agree to the investment terms — including your interest rate, repayment schedule, and the collateral property securing your capital.
⦿
STEP 04
Promissory Note Executed
Legal documents are prepared and signed — the promissory note memorializing your loan, the property as collateral, and your creditor rights as a private lender.
⦿
STEP 05
IC Visions Executes
We deploy your capital into the deal and manage every facet of the acquisition, construction, and disposition — you receive progress updates throughout.
⦿
STEP 06
You Receive Your Return
At the agreed intervals or maturity, your principal and interest are returned per the promissory note — on schedule, as contracted, with full documentation.
PRIVATE INVESTOR INQUIRIES
READY TO PUT YOUR CAPITAL TO WORK?
We welcome qualified investors at all experience levels — from first-time private lenders exploring alternatives to their 401(k), to seasoned capital allocators looking for New Orleans-market exposure. The conversation is confidential, pressure-free, and starts with a single email.
COMPANY
IC Visions, LLC
BROKERAGE
Courts & Keys Real Estate
MARKET
New Orleans, Louisiana